The Trump administration on Friday extended its suspension of all federal student loan payments through the end of January. Interest rates will also be kept at zero percent throughout that time.
Federal student loan payments were originally suspended in March and extended in August until December.
The Federal Student Aid office said it would bear a "heavy burden" in moving millions of borrowers to active repayment at the end of December.
"The added time also allows Congress to do its job and determine what measures it believes are necessary and appropriate," Education Secretary Betsy DeVos said. "The Congress, not the Executive Branch, is in charge of student loan policy."